Loading Data...

Savannah Real Estate | Phone: 912-355-4171 ~ Toll Free 800-277-4171 | Email | Blog 

Fri, April 18 | Weather

 

  QUICK PROPERTY SEARCH
 Area
 
 Type
 

 Beds

 Baths

 Min $

 Max $

 MLS Number|Keyword
 

 

Communities [Map]

 

 

QR Code Blog RSS Feed Twitter FaceBook LinkedIn


Historic Savannah 1 | Enlarge

 

Organize Your Documents Share


As a homeowner, you begin to accumulate all sorts of records and papers the moment you made the offer on your home. Loan documents, inspection reports, title insurance policy, home improvement receipts, appliance warranties are just a few of documents that you may at one time or another need. Would you be readily able to locate these items? Are they filed away or in different junk drawers around the house? Knowing where these items are can save you a lot of time and even money in the long run.

Consider investing in a record-keeping system. It doesn’t have to be expensive. You can purchase an accordion file and label each flap with a different category. Then use the following tips as a guide to get started.

Contracts and Legal Papers
Keep all the papers signed and/or given to you at the closing together in one place, preferably in a safe deposit box. These documents include the deed, settlement statement, appraisal, disclosures, mortgage note, inspections and any other reports, and title insurance policy. You will need these records again if you decide to refinance or sell your home.

Insurance Policies
Keep a copy of all insurance policies relating to your property together. This may include homeowners, flood and earthquake policies. With these documents, keep a list of insurance agents or companies and copies of correspondence related to claims.

Purchase and House Data
It’s also a good idea to keep a copy of the original listing of your house, comparable market analysis, floor plans, blueprints, and historical information. If you own a newly built home, keep a list of contractors and material suppliers as well.

Property Taxes
Keep your tax bills and record of payment for as long as you own the home and possibly even longer. You may need these items if your tax returns are ever audited.

Home Maintenance and Improvements
Records in this category include receipts for repairs or replacement expenses, names of contractors, contracts, and a log of maintenance tasks.

Warranties, Manuals and Receipts
These documents provide you with a proof of purchase date and determine service and parts guaranteed. In addition, the manuals usually provide care information so you can help ensure your household appliances are being properly maintained. You should keep your warranties, manuals and receipts for these items for as long as you own the appliances.

Home Inventory
If you were ever to lose any of your possessions due to fire, burglary, or vandalism, having a home inventory can help you avoid a lot of heartache and make it easier when filing an insurance claim.

Start with a sheet a paper for each room in the house. Go around the room and list every item. Don’t forget the attic, basement or other storage places. For each item, write the original cost, purchase date, replacement cost, model number, brand name, where purchased, and a general description. You can also use a computer software system so that you have an electronic copy.

Besides a written inventory, take photos or video of each room for visual documentation. It is also a good idea to arrange valuable collections, silver, jewelry, etc. and take close up photos.

Keep a copy in your home files and the originals in a fireproof safe or safe deposit box. Make sure you update your home inventory photos and list at least once a year.

Organizing your home files may take a considerable amount of time initially, but it will definitely be time well spent in the event you need the documents later on.


Featured Communities


Read More On
Wilmington Island

Wilmington Island:  Wilmington Island
Contact Berkshire Hathaway HS - Southeast Coastal Properties about Wilmington Island. Wilmington Island is one of several barrier islands off the coast of Savannah, Georgia. Part of living on Wilmington Island is its location relative to the other area islands. If you like the beach, fishing, or water skiing, then Wilmington Island is...
 Search MLS: Wilmington Island


Read More On
Mercer Point Condominiums

Mercer Point Condominiums:  Wilmington Island
Contact Berkshire Hathaway HS - Southeast Coastal Properties about Mercer Point Condominiums. Located on desirable Wilmington Island. 10 minutes to beach and downtown. An upscale gated community with wonderful amenities including; pool, tennis, fitness center, clubhouse, billiards room, boat storage, car Wash & more! Shopping and restaurants ...
 Search MLS: Wilmington Island


Read More On
The Ford Plantation

The Ford Plantation:  Bryan County
Contact Berkshire Hathaway HS - Southeast Coastal Properties about The Ford Plantation. The Ford Plantation is a private, gated community and sporting club located at 12511 Ford Avenue, Richmond Hill, Georgia, approximately 18 miles southwest of the City of Savannah. Its 1,800 acres include nearly a mile of deep water frontage on the Og...
 Search MLS: The Ford Plantation

©2013 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

 

Berkshire Hathaway HS - Southeast Coastal Properties •  Berkshire Hathaway HomeServices •  912-355-4171 ~ Toll Free 800-277-4171
1 Diamond Causeway Suite #4 • Savannah, GA 31406
©2014 Berkshire Hathaway HomeServices. All rights reserved. | Site Login | SiteMap


Skidaway Island – The Landings and More | Tybee Island - Savannah’s Beach Community | Historic Savannah | 5 Questions to Ask Your Home's Inspector | 5 Tips to Help Sell Your Home Fast | 6 Things that turn home buyers off | A Message from our Broker ... | Accolades For Savannah Georgia | Ardsley Park | Beaulieu | Berwick Plantation | Bridgewater | Coffee Bluff | Curb Appeal | Dutch Island | Eat your way through Savannah from Southen Living | Georgetown Area | Golf In Savannah | Gordonston | Habersham Woods | Halcyon Bluff | Henderson Golf Community | Herb River Bend | Home Selling Process | Hunt Club | Isle of Hope | Kensington Park | Long Point Plantation | Lost Plantation | Effingham County, Rincon, GA | Mary Ann Gojman Testimonials | Mayfair Area | Media & Prudential Southeast Coastal Properties | Morgan Pines | Moving Checklist | Moving During the Holidays | Moving Services | Moving With Pets | Open Houses | Organize Documents | Packing Tips | Remodel | Richmond Hill | Bryan County | Savannah Georgia 2011 Travel Guide | Savannah Nightlife | Savannah Sports Bars | Sellers - Powerful New Tools to Sell Your House | Selling in a Tough Market | Shop till you drop Savannah from Southern Living | Side Yard Appeal Can Help You Sell Your Home | Somersby | Southbridge | Southside | The Farm at Morgan Lakes | The Highlands of North Godley | The Villages at Godley Station | Thunderbolt | Vernonburg | Westbrook at Savannah Quarters | What to Expect at Closing | Why List With Us | Wilmington Island community | Windsor Forest Area |